REST’s fees are among the lowest of any superannuation fund. Because we don’t pay commissions and all the profits go back to members we can keep our fees low.

This ensures that more of your superannuation is working for your retirement.

Ongoing fees and expenses

Fee	Description	Amount
Administration fee	for administering the member account	85 cents per week
Contribution fee	for processing contributions (not charged on inactive accounts)	5 cents per week*
Asset-based fee	for account maintenance and management	0.1% per year

*For each week that an employer contribution is made. If you receive contributions from more than one employer, extra contribution fees are charged for each additional employer contribution for that week.

User-pays fees

Fee	Description	Amount
Investment choice fee	For those members who are invested in an option other than the Core Strategy	25 cents per week
Switching fee	Fee for processing an investment switch	First switch in a financial year is free. Additional switch requests $20
Benefit payment fee	Applicable only to those who are able to claim their super	Full withdrawal or first partial withdrawal - free Second and subsequent withdrawals - $25
Family Law Split fee	The fee we charge if we receive an order to split your super with your spouse from a court	$50

REST does not charge:

• entry fees
• commissions 
• exit fees (except where you withdraw your account balance in more than one instalment in which case there is a charge of $25 for the second and each subsequent withdrawal)